Most recent Bank Scams that shook the nation – From Nirav Modi to Winsome Diamonds

The happy unsuspecting world of many had quite a rude awakening with one of the greatest bank frauds of India. For those who were under some rock from past few days, Diamantaire Nirav Modi has managed a $1.8 billion (around Rs11,400 crore) scam. On the morning of Valentine’s Day, the monetary romance between Punjab National Bank (PNB) and companies of...

Rich Dad Poor Dad Book Review – 5 Lessons I Learnt from the book

We all have seen our parents struggle whole of their lives and the knowledge they gained from those struggles, they passed it over to us or I would say, TRIED TO. In todays age, majority of youngsters struggle with their finances. They do land up in a good paying job after years of struggle of getting good grades but after...

10 facts you need to know about GST

The Government of India is all set to roll out the papers and begin the implementation of GST (Goods and Services Tax) from July 1st 2017. A major tax reform in India, most economists (and citizens) are very optimistic about the outcome of this new step. A single taxation system to be followed by the entire country, indirectly reducing the...

All About Demat Account and How to use it?

A lot of people do not know what a Demat account means, and so, first we need to understand the exact definition of this term. A Demat Account is a deposit which is made at an Indian financial institution which could be used for investing in financial assets or even stocks. It is said that opening a Demat account...

5 Steps Towards Your Financial Freedom

Stock market! One word that defines Money, Risk & Adrenaline. For few it is also synonymous with greed, materialism and gambling, however, these are the same people who have a problem for every solution. Truth is, if you are willing to work hard and can wake up every morning with the same motivation, this can take you to financial freedom in no...

3 Tech Services That Enhance Financial Management Skills

Are you willing to save for a valuable purchase or invest funds into stock? Direct financial management is essential then as without a firm grip over one’s bank account the money may as well be considered loosed down the drain. Yeah, I mean it, every damn dime counts when it comes to really big money. You either pay attention to...

Everything You Need To Know About Term Insurance Plans in India

A human life has a cycle that includes money, love, deception and many other things, but what it’s devoid of, is the assurance of life itself. Therefore, to secure the future of your loved ones, one must invest in term insurance plans. Term insurance, simply put, provides financial support to the family of the deceased, if one dies under the...

GST RATE CUT : A DROP FOR THE THIRSTY COMMON MAN

  Year 2017 has been really dramatic for economic reforms. Out of which the hottest and newest one is G.S.T. Referred humorously as Gabbar Singh Tax by Rahul Gandhi, this is the hottest topic for political vendetta in this term. However, Common man has no idea how it really impacts him. I will help you get a basic idea but in order...

How to plan your finances when you have loans?

All of those who are earning right now know how difficult it is to take care of your finances, especially if you have loans to take care of, be it a personal loan, student loan, house loan, car loan etc. So basically, the first step to taking control of your finances is doing a budget. If you have a definite...

Do you know how Sanjaya Gupta is leading the way at PNB Housing Finance?

In today’s scenario, increasing population, rapid nuclearization, migration to urban cities as well as rising incomes have resulted in a spike in demand of housing needs of people. However, fulfilling this need comes across as a challenge for many due to the high investment involved in owning a home. Housing finance, at this instance, acts as a connector to bridge...

GST : A HERO IN DISGUISE?

Its July of 2017 and we are looking at a reform which is appreciated by few and hated by many, Especially by the common man. But is it really a villain or an entry of a hero in disguise whom we are not able to understand? Well thats something only time can tell, however its necessary to understand about its...

Why should you buy a term plan?

No sound blueprint on financial planning will be complete without the mention of a term plan. One of the most popular forms of life insurance these days, a term plan is your answer to getting an affordable insurance plan that can take care of uncertainties and unpredictable events in life. To make things easier for you, we have listed down...

5 Reasons why you must buy a Life Insurance Plan

We all love our family unconditionally and want to protect and secure them throughout the life and for this we can go to any extent. Many times hardships strike the families but together we can keep each other protected by standing for each other. One such way of supporting your family is through the Life Insurance cover that works...